Kalkine Consultancy India Private Limited, CIN U74140DL2019PTC358917 (Kalkine, we, us and our) owns and operates this website (Website) and our related mobile or software application (App). Kalkine is registered with SEBI as research analyst with registration number INH000017727.
Access to and use of our Website, our App and the products and services available through our Website and App (collectively Services) is subject to the following terms and conditions (Terms of Use). By using the Services, you are agreeing to all the Terms of Use, as may be updated by us from time to time. You should check this page regularly to take notice of any changes we may have made to the Terms of Use.
AMENDMENTS TO TERMS OF USE
Kalkine reserves the right to amend these Terms of Use from time to time. If we do, the new Terms of Use will be posted on our Website/App or sent via email to Kalkine account holders, to notify you of the change. Your continued use of the Website or App after the amendments take effect will represent an agreement by you to be bound by the Terms of Use, as amended.
WEBSITE
Access to this Website and App is permitted on a temporary basis, and we reserve the right to withdraw or amend the Services without notice. We will not be liable if for any reason our Website or App is unavailable at any time or for any period. From time to time, we may restrict access to some parts or all our Website or App.
LINKED SITES AND THIRD-PARTY CONTENT
Our Website or App may contain links to other websites (Linked Sites) or third party content, which are not operated or created by Kalkine. We have no control over the Linked Sites and third-party content and accept no responsibility for them or for any loss or damage that may arise from your use of them. Your use of or reliance on the Linked Sites or third-party content will be subject to the terms of use contained within each such Linked Site or applicable to such third-party content.
PRIVACY POLICY
Our Privacy Policy, which sets out how we will use your information, is available at Privacy Policy. Information about how you may access or correct your personal information or make a privacy-related complaint is detailed in our Privacy Policy. When you access or use the Website or App, you signify your agreement to the Privacy Policy as well as these Terms of Use.
OPENING YOUR SUBSCRIPTION ACCOUNT
i) To be eligible to open an account and use the Kalkine Services, you must: (a) be an individual who is at least 18 years old; (b) be capable of entering into a legally binding contract; (c) have a valid email address, phone number and residential address; and (d) have a valid debit or credit card or Indian bank account.
ii) In creating an account on our Website or App, you agree to: (a) provide true, accurate, current and complete information about yourself; and (b) maintain and promptly update such information to keep it true, accurate, current and complete.
iii) Kalkine may, in its absolute discretion, accept or decline to provide any one or more of the Kalkine Services you seek to obtain from us. This may happen if you provide any information that is untrue, fraudulent, not current or incomplete (or we have reasonable ground to believe so).
iv) By creating an account with Kalkine, you acknowledge and agree that you have read and understood all documentation provided to you, including these Terms of Use, the Kalkine Privacy Policy, any and all disclaimers.
REGISTRATION RULES FOR USER CONDUCT AND USE OF THE SERVICE
If you are a user who signs up for the Service, you will create a personalized account which includes a unique username and a password to access the Service and to receive messages from the Kalkine. You agree to notify us immediately of any unauthorized use of your password and/or account. Kalkine will not be responsible for any liabilities, losses, or damages arising out of the unauthorized use of your username, password and/or account.
USER RESTRICTIONS
7.1 Your permission to use the Website or App is conditioned upon the following use, posting and conduct restrictions. You agree that you will not under any circumstances:
Access the Service for any reason other than your personal, non-commercial use solely as permitted by the normal functionality of the Service;
Collect or harvest any personal data of any user of the Website or App or the Service;
Use the Website or the App or the Service for the solicitation of business in the course of trade or in connection with a commercial enterprise;
Distribute any part or parts of the Website or the App or the Service without our explicit written permission (we grant the operators of public search engines permission to use spiders to copy materials from the Website for the sole purpose of creating publicly-available searchable indices but retain the right to revoke this permission at any time on a general or specific basis);
Use the Service for any unlawful purpose or for the promotion of illegal activities;
Attempt to, or harass, abuse or harm another person or group;
Use another user’s account without permission;
Intentionally allow another user to access your account;
Provide false or inaccurate information when registering an account;
Interfere or attempt to interfere with the proper functioning of the Service;
Make any automated use of the Website, the App, the Service or the related systems, or take any action that we deem to impose or to potentially impose an unreasonable or disproportionately large load on our servers or network infrastructure;
Bypass any robot exclusion headers or other measures we take to restrict access to the Service, or use any software, technology, or device to scrape, spider, or crawl the Service or harvest or manipulate data;
Circumvent, disable or otherwise interfere with any security-related features of the Service or features that prevent or restrict use or copying of content, or enforce limitations on use of the Service or the content accessible via the Service, or attempt to affect the performance or functionality of any computer facilities of (or accessed through) our Website;
Publish or link to malicious content of any sort, including that intended to damage or disrupt another user’s browser or computer or hack into any aspect of the Services; corrupt data; or cause annoyance to other users;
Transmit or distribute a virus, trojan, worm, logic bomb or any other material which is malicious, technologically harmful, in breach of confidence or in any way offensive or obscene;
Infringe upon the rights of any other person; or
Send any unsolicited advertising or promotional material, commonly referred to as “spam”.
7.2 We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, mobile device, mobile software, data or other proprietary material due to your use of our Website or App or due to your downloading of any material posted on them, or on any Linked Sites.
Breaching this provision may constitute a criminal offence and Kalkine may report any such breach to the relevant law enforcement authorities and disclose your identity to them.
TERMS TO CREATE A USER ACCOUNT
8.1 User creation
You must provide a valid email address & mobile number to complete the sign-up process.
You are responsible for maintaining the privacy and security of your account. We will not be held liable for any damage or loss that may result from your failure to protect your login information, including your password.
We may communicate with you via call/ e-mail/ SMS/ WhatsApp/ social media / any other communication modes regarding your account, system updates, or other issues related to your account/ use of the Service.
We grant you permission to use and access the Service, subject to that you are solely responsible for your account and the activity that occurs while signed in to or while using your account.
FREE TRIAL
We allow a prospective buyer to use Kalkine’s services under its free trial offer. Under this, the users can access a free report of Kalkine for seven (7) days. The sole purpose of the free trial is to enable you to use, enjoy & evaluate the benefit of the Kalkine’s services free of cost and subject to these Terms of Use.
PAYMENT AND REFUNDS
In order to use Kalkine’s paid Services, a prospective customer is required to obtain a periodic (monthly/quarterly/annual), personal, non-assignable and non-exclusive subscription to use the Kalkine’s Services in return of a subscription fee against any of the packages available on our Website or App. We reserve the right to amend the security procedures for access to the Services at any time. We reserve the right to review and alter our prices for subscriptions at any time. Each subscription must be paid in full prior to starting the subscription period. We have different payment options available through payment gateways like credit card, debit card, UPI etc. We will cancel your subscription if the subscription period is not paid in advance or if you give us notice that you wish to cancel the subscription within 2 days of taking out your subscription. The 2 days window for cancelling a subscription and seeking a 100% refund of subscription fee paid is only available to new subscribers (not past or existing subscribers). You will not be entitled to any refund of subscription fees if you decide to cancel your subscription anytime during the subscription period after the initial 2 days period has ended or after the subscription period has ended. Cancellations must be notified in writing via email to info@kalkine.co.in. Approved refunds will be processed to the original payment method within 10 to 15 business days of approval.
Please note that the time taken for the refund to appear in your account may vary depending on your payment provider’s processing times.
FRAUDULENT ACTIVITY
We strongly discourage you from availing any service, including promotional offers and discounts, from individuals or entities that may be pretending or masquerading as Kalkine's representative/partner/affiliate (hereinafter referred as "actors") in any manner or otherwise, as this is not endorsed or permitted by the Kalkine and you run the risk of fraud by indulging in the same. We are not responsible for any activity or transactions that you undertake with such fraudulent actors, and we are not liable for any charges/payments that you might have paid to them.
INTELLECTUAL PROPERTY
The intellectual property rights in all Services and content made available to you on or through our Website and App remain the property of Kalkine or its licensors and are protected by copyright and other intellectual property laws and treaties across the jurisdictions where Kalkine operates. All such rights are reserved by Kalkine and its licensors. You may store, print and display the content supplied solely for your own personal use. You are not permitted to publish, manipulate, distribute or otherwise reproduce, in any format, any of the content or copies of the content supplied to you or which appears on our Website or App, nor may you use any such content in connection with any business or commercial enterprise without obtaining prior written permission from Kalkine.
INFORMATION
The information Kalkine provides via the Services is general information only and it does not take into account your investment objectives, financial situation or needs. The information available on the Services has been prepared from a wide variety of sources, which Kalkine, to the best of its knowledge and belief, considers accurate. All information represents our views as at the date of publication and may change without notice.
Please note that Kalkine is not an investment advisor and not in the business of providing personal advice. The information provided via the Services is general information only and, in providing the information, Kalkine is not assuming a duty of care to you. You should therefore consider whether the information is appropriate to your investment objectives, financial situation and needs before acting upon it. You should seek advice from an investment advisor, stockbroker or other professional (including taxation and legal advice) as necessary before acting on any information provided via the Services. Not all investments are appropriate for all people.
Kalkine does not guarantee the accuracy, completeness or timeliness of, or otherwise endorse in any way, the views, opinions or recommendations expressed in the information made available on the Service.
There could be features (existing or in future) which might be based on the how we receive information from various proprietary sources that provide financial information feed. Such data feed might consist of stock market data, equity, derivatives, IPOs, commodities, currency, mutual funds, corporate announcements, news, other markets information - historical, real-time and end of the day, etc. We do not guarantee the accuracy, completeness or timeliness of this data & therefore all features are implemented on best-effort basis.
The information is not an investment advice and does not advocate the purchase or sale of any security or investment by you or any other individual. The information is not intended to provide tax, legal or investment advice. The information does not constitute a solicitation by the information providers, Kalkine or other parties for the purchase, sale or otherwise deal in securities.
Please note that past performance is neither an indicator nor a guarantee of future performance.
WARRANTY
14.1 Kalkine makes no warranty, guarantee or representation about:
The accuracy, reliability, completeness or timeliness of any information provided on or accessed via the Services;
The merchantability or fitness for a particular purpose of any of the products or Services referred to or accessed via the Website, the App or any Linked Sites;
The security of any information you transmit to Kalkine; or
The Website, the App or any Linked Sites being free from viruses, the Services operating uninterrupted or error free and any errors or defects being corrected.
LIMITATION OF DAMAGES
15.1 Where a guarantee, condition or warranty is unable to be excluded by law, we limit our liability to the resupply of the Services or the cost of having the Services resupplied.
i. To the fullest extent permitted by law, Kalkine, its directors, officers, employees, consultants, agents and affiliates are not liable for any loss or damage whatsoever, including but without limitation for any direct, indirect, special, consequential, punitive or incidental damages, or damages for loss of use, profits, data or other intangibles, damage to goodwill or reputation, which you may directly or indirectly suffer in connection with or arising out of or related to:
Your access to, or use or performance of, our Services, Website, the App or Linked Sites; or
Your access to, or use or reliance on information provided in or accessed via our Services, Website, App or Linked Sites, irrespective of whether such damages were foreseeable or arise in contract, tort, equity, restitution, by statute, at common law or otherwise.
INDEMNITY
You agree to indemnify, defend and hold harmless Kalkine, its directors, officers, employees, consultants, agents, and affiliates, from any and all third-party claims, liability, damages or costs (including, but not limited to, legal fees) arising directly or indirectly in connection with or from:
Your access to and use of our Services, the Website, the App or any Linked Sites;
Reliance by you on any information provided on or accessed via our Services, the Website, the App or any Linked Site; or
Your breach of the Terms of Use.
We have the right in our absolute discretion at any time and without notice (where acting reasonably) to amend, remove or vary the Services or any page of our Website or App.
BREACH
If you breach these Terms of Use, notwithstanding any other rights we may have, we may (where acting reasonably) and without notice to you, delete or deactivate your account.
ENFORCEABILITY
If any provision of these Terms of Use is found to be illegal, invalid or unenforceable by a court of law in respect of a jurisdiction, then that provision will not apply in that jurisdiction and is deemed not to have been included in the Terms of Use in that jurisdiction. This will not affect the remaining provisions.
ASSIGNMENT
We may assign or delegate these Terms of Use and/or our Privacy Policy, in whole or in part, to any person or entity at any time with or without your consent. You may not assign or delegate any rights or obligations under the Terms of Use or Privacy Policy without our prior written consent, and any unauthorized assignment or delegation by you is void.
GOVERNING LAW
These Terms of Use shall be governed by and construed in accordance with Indian law without reference to its conflicts of law principles. You hereby expressly agree to submit to the exclusive jurisdiction of courts of Delhi for the purpose of resolving any dispute relating to your access to or use of our Services.
YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF USE, UNDERSTAND THE TERMS OF USE, AND WILL BE BOUND BY THESE TERMS OF USE.